Interest-Bearing Liabilities
Loans
(as of January 15, 2025)
| Lender(s) | Loan Balance (millions of yen) |
Interest Rate | Drawdown Date | Repayment Date | Repayment Method | Collateral |
|---|---|---|---|---|---|---|
| Mizuho Bank, Ltd. (green loan) |
2,000 | Floating rate 0.52636% |
March 14, 2024 | February 28, 2025 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Trust Bank, Limited |
2,800 | Floating rate 0.52636% |
March 29, 2024 | March 31, 2025 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| MUFG Bank, Ltd. | 300 | Floating rate 0.54636% |
March 29, 2024 | March 31, 2025 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Banking Corporation NTT TC Leasing Co., Ltd. |
600 | Floating rate 0.56636% |
March 29, 2024 | March 31, 2025 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited Mizuho Bank, Ltd. |
2,000 | Floating rate 0.52636% |
April 30, 2024 | April 30, 2025 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. | 2,000 | Floating rate 0.54636% |
June 28, 2024 | June 30, 2025 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited | 2,000 | Floating rate 0.55909% |
January 15, 2025 | March 14, 2025 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Trust Bank, Limited |
3,180 | Fixed rate 0.62380% （Note 1） |
October 31, 2016 | October 30, 2026 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| MUFG Bank, Ltd. | 1,220 | Fixed rate 0.62380% |
October 31, 2016 | October 30, 2026 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited Sumitomo Mitsui Banking Corporation Mizuho Bank, Ltd. |
9,000 | Fixed rate 0.73500% （Note 1） |
December 8, 2016 | November 30, 2026 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited | 3,300 | Fixed rate 0.59880% （Note 1） |
June 21, 2017 | May 30, 2025 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Banking Corporation | 1,500 | Fixed rate 0.54505% （Note 1） |
March 27, 2018 | March 27, 2025 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited Resona Bank, Ltd. |
3,800 | Fixed rate 0.61125% （Note 1） |
March 27, 2018 | March 27, 2026 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| MUFＧ Bank, Ltd. | 1,500 | Fixed rate 0.61125% |
March 27, 2018 | March 27, 2026 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Development Bank of Japan Inc. | 3,000 | Fixed rate 0.66649% |
May 22, 2018 | April 30, 2026 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Trust Bank, Limited |
1,500 | Fixed rate 0.76755% （Note 1） |
July 24, 2018 | July 24, 2028 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| MUFＧ Bank, Ltd. | 1,250 | Fixed Rate 0.76880% |
September 5, 2018 | August 31, 2027 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. Resona Bank, Ltd. |
3,000 | Fixed Rate 0.76880% （Note 1） |
September 5, 2018 | August 31, 2027 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. Resona Bank, Ltd. |
1,500 | Fixed Rate 0.65125% （Note 1） |
April 5, 2019 | March 30, 2029 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Banking Corporation | 2,000 | Fixed rate 0.37880% （Note 1） |
September 30, 2019 | September 30, 2026 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| NTT TC Leasing Co., Ltd. | 1,200 | Fixed rate 0.45065% （Note 1） |
September 30, 2019 | March 31, 2028 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Development Bank of Japan Inc. MUFＧ Bank, Ltd. |
4,000 | Fixed rate 0.45065% |
September 30, 2019 | March 31, 2028 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited | 1,000 | Fixed rate 0.46500% （Note 1） |
December 21, 2020 | November 30, 2028 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. | 3,000 | Fixed rate 0.49755% |
December 21, 2020 | November 30, 2029 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| NTT TC Leasing Co., Ltd. | 2,000 | Fixed rate 0.51755% （Note 1） |
December 21, 2020 | November 30, 2029 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| NTT TC Leasing Co., Ltd. | 2,500 | Fixed rate 0.61304% （Note 1） |
March 4, 2021 | August 31, 2029 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited | 1,500 | Fixed rate 0.28380% （Note 1） |
March 30, 2021 | March 31, 2025 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. | 1,300 | Fixed rate 0.55943% |
March 30, 2021 | September 28, 2029 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| NTT TC Leasing Co., Ltd. | 700 | Fixed rate 0.61005% （Note 1） |
March 30, 2021 | March 29, 2030 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Banking Corporation | 3,200 | Fixed rate 0.41505% （Note 1） |
May 31, 2021 | May 31, 2028 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. | 1,800 | Fixed rate 0.52375% |
May 31, 2021 | May 31, 2030 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. | 2,400 | Fixed rate 0.57250% |
September 30, 2021 | September 30, 2031 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Banking Corporation | 1,950 | Fixed rate 0.71625% |
April 28, 2022 | April 27, 2029 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited | 1,950 | Fixed rate 0.78500% |
April 28, 2022 | April 30, 2030 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Banking Corporation | 1,200 | Fixed rate 0.54204% |
July 29, 2022 | January 31, 2028 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited | 3,500 | Fixed rate 0.75625% |
July 29, 2022 | July 31, 2030 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| The Norinchukin Bank | 2,500 | Fixed rate 0.73000% |
August 31, 2022 | August 31, 2029 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| MUFＧ Bank, Ltd. | 1,800 | Fixed rate 0.77969% |
August 31, 2022 | May 31, 2030 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. | 2,500 | Fixed rate 0.86250% |
August 31, 2022 | August 29, 2031 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| MUFＧ Bank, Ltd. | 3,000 | Fixed rate 0.92875% |
August 31, 2022 | August 31, 2032 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Aozora Bank, Ltd. NTT TC Leasing Co.,Ltd. Resona Bank, Ltd. |
4,500 | Fixed rate 1.03500% |
November 30, 2022 | November 28, 2031 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited | 500 | Fixed rate 1.01500% |
November 30, 2022 | November 28, 2031 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Aozora Bank, Ltd. NTT TC Leasing Co.,Ltd. Resona Bank, Ltd. Sumitomo Mitsui Trust Bank, Limited |
5,500 | Fixed rate 1.11125% |
November 30, 2022 | November 30, 2032 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. | 500 | Fixed rate 1.10125% |
November 30, 2022 | November 30, 2032 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| The Bank of Fukuoka, Ltd. The 77 Bank, Ltd. The Bank of Kyoto, Ltd. The Hachijuni Bank, Ltd. |
5,000 | Fixed rate 1.22625% |
August 31, 2023 | August 31, 2033 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| NTT TC Leasing Co.,Ltd. Sumitomo Mitsui Trust Bank, Limited Aozora Bank, Ltd. |
3,300 | Fixed rate 0.96750% |
November 8, 2023 | November 8, 2028 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Aozora Bank, Ltd. Sumitomo Mitsui Trust Bank, Limited |
1,350 | Fixed rate 1.23000% |
November 8, 2023 | November 8, 2030 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Banking Corporation | 2,000 | Fixed rate 1.40333% |
November 8, 2023 | May 7, 2032 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. | 2,000 | Fixed rate 1.54750% |
November 8, 2023 | November 8, 2033 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Aozora Bank, Ltd. | 750 | Fixed rate 0.96375% |
March 14, 2024 | February 28, 2030 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited (green loan) |
2,500 | Fixed rate 0.56750% |
March 14, 2024 | August 31, 2026 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited (green loan) |
2,200 | Fixed rate 0.67205% |
March 14, 2024 | August 31, 2027 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| MUFＧ Bank, Ltd. (green loan) |
2,000 | Fixed rate 0.89468% |
March 14, 2024 | August 31, 2029 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| MUFＧ Bank, Ltd. (green loan) |
1,500 | Fixed rate 1.01485% |
March 14, 2024 | August 30, 2030 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. (green loan) |
2,500 | Fixed rate 1.08250% |
March 14, 2024 | February 28, 2031 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Banking Corporation (green loan) |
2,500 | Fixed rate 1.20250% |
March 14, 2024 | February 27, 2032 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| NTT TC Leasing Co.,Ltd. | 2,500 | Fixed rate 0.70500% |
March 22, 2024 | February 29, 2028 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Mizuho Bank, Ltd. | 450 | Fixed rate 1.05250% |
March 22, 2024 | February 28, 2031 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited | 2,500 | Fixed rate 0.69875% |
March 29, 2024 | September 30, 2027 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| NTT TC Leasing Co.,Ltd. | 4,000 | Fixed rate 1.28125% |
May 31, 2024 | May 30, 2031 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited | 550 | Fixed rate 0.90625% |
August 30, 2024 | August 31, 2029 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Aozora Bank, Ltd. | 700 | Fixed rate 1.01875% |
August 30, 2024 | August 30, 2030 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Banking Corporation | 1,000 | Fixed rate 1.15000% |
August 30, 2024 | August 31, 2032 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited | 1,000 | Floating rate 0.54636% |
November 29, 2024 | November 30, 2028 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Sumitomo Mitsui Trust Bank, Limited | 2,000 | Fixed rate 1.30375% |
November 29, 2024 | November 28, 2031 | Lump-sum repayment upon maturity |
Unsecured and non-guaranteed |
| Loans (total) | 143,750 | |||||
| （Note 1） | The Swap Agreement effectively fixes the interest rate until the principal repayment date of the Debt Finance. |
|---|---|
Breakdown by Lender
(as of January 15, 2025)
| Lender(s) | Short-term (millions of yen) |
Long-term (millions of yen) |
Total (millions of yen) |
Share (%) |
|---|---|---|---|---|
| Sumitomo Mitsui Trust Bank, Limited | 4,100 | 33,090 | 37,190 | 25.9 |
| Mizuho Bank, Ltd. | 6,700 | 23,740 | 30,440 | 21.2 |
| Sumitomo Mitsui Banking Corporation | 300 | 18,350 | 18,650 | 13.0 |
| NTT TC Leasing Co.,Ltd. | 300 | 17,900 | 18,200 | 12.7 |
| MUFＧ Bank, Ltd. | 300 | 14,270 | 14,570 | 10.1 |
| Resona Bank, Ltd. | 0 | 6,450 | 6,450 | 4.5 |
| Aozora Bank, Ltd. | 0 | 5,750 | 5,750 | 4.0 |
| Development Bank of Japan | 0 | 5,000 | 5,000 | 3.5 |
| The Norinchukin Bank | 0 | 2,500 | 2,500 | 1.7 |
| The Bank of Fukuoka | 0 | 2,000 | 2,000 | 1.4 |
| The 77 Bank, Ltd. | 0 | 1,000 | 1,000 | 0.7 |
| The Bank of Kyoto, Ltd. | 0 | 1,000 | 1,000 | 0.7 |
| The Hachijuni Bank, Ltd. | 0 | 1,000 | 1,000 | 0.7 |
| Total | 11,700 | 132,050 | 143,750 | 100.0 |
Corporate Bonds
(as of January 15, 2025)
| Name | Issue Date | Redemption Maturity | Issue Period | Total Issue Amount (millions of yen) |
Yield | Collateral/Guarantee |
|---|---|---|---|---|---|---|
| The 8th Unsecured Investment Corporation Bonds (Note 1) | July 24, 2018 | July 24, 2028 | 10years | 4,000 | Fixed rate 0.58% (p.a.) |
Unsecured and non-guaranteed |
| The 10th Unsecured Investment Corporation Bonds (Note 1) (green bonds) | April 27, 2021 | April 25, 2031 | 10years | 3,200 | Fixed rate 0.50% (p.a.) |
Unsecured and non-guaranteed |
| Sum total of issue amount | 7,200 | |||||
| （Note 1） | These corporate bonds are equipped with pari passu clause among specific corporate bonds. |
|---|
Commitment Line Agreements
(as of January 15, 2025)
| Lender | Limit Amount (millions of yen) |
Start of contract | End of contract | Collateral |
|---|---|---|---|---|
| NTT TC Leasing Co., Ltd. | 5,000 | November 26, 2024 | September 30, 2025 | Unsecured and non-guaranteed |
| Total | 5,000 | |||